Attention homeowners: Real estate appraisal services for in Rockville and Montgomery County
The top 7 reasons MD homeowners use Vinson Real Estate Services, LLC:
Do you own a house in or near Rockville? Do you need help deciding the price of your real estate?
At Vinson Real Estate Services, LLC, we understand the individual needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Vinson Real Estate Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Need to remove PMI?
A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We're experienced in helping folks just like you get rid of unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties close by. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Vinson Real Estate Services, LLC is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Vinson Real Estate Services, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.